How to create a study plan for the CFA Level I exam

How to create a study plan for the CFA Level I exam

Expert financial insights and strategies from LootBandit

Quick Take

Creating an effective study plan for the CFA Level I exam is paramount for success. With over 200,000 candidates each year, it's crucial to approach your preparation methodically to achieve the recommended study time of 300 hours.

What You Need to Know

Preparation is key when it comes to tackling the CFA Level I exam, which boasts a pass rate hovering around 43% in recent years. The CFA Institute reports that candidates typically invest 300 hours in total study time. A well-devised study plan will not only help you allocate your time effectively but also ensure you are covering the CFA Institute's curriculum comprehensively. However, creating a study plan can have its pros and cons: a structured approach can enhance your understanding and retention, while a rigid plan might lead to burnout or overwhelm.

Key Strategies & Insights

Strategy 1: Assess Your Current Knowledge

The first step in formulating an effective study plan is to assess your existing knowledge of the CFA Level I topics. The CFA Level I curriculum includes 10 key topics, ranging from Ethical Standards to Quantitative Methods, and understanding where you stand on each can help prioritize your focus. For instance, if you have a finance background, you might find topics like Financial Reporting and Analysis easier. Consider taking a diagnostic exam to identify your strengths and weaknesses. For example, if you score well on Ethics but struggle with Financial Reporting, you might allocate 40% of your study time to the latter to ensure adequate preparation.

Strategy 2: Create a Study Schedule

Once you have assessed your knowledge, it’s time to create a detailed study schedule. Many successful candidates recommend a time-blocking technique, which divides your study time into focused intervals. For a 4-month study plan, you could break it down as follows:

  • Week 1-2: Ethics and Professional Standards - 30 hours
  • Week 3-4: Quantitative Methods - 30 hours
  • Week 5-6: Financial Reporting and Analysis - 40 hours
  • ... and so on, until all topics are covered.
In this structured format, it is easier to visualize your progress and stay motivated throughout the most challenging sections. Additionally, incorporating weekly reviews can solidify retention and identify areas needing further clarification.

Strategy 3: Utilize Multiple Study Resources

While the CFA Institute's curriculum books are comprehensive, integrating multiple study resources can enhance your understanding and provide diverse perspectives. Consider utilizing online courses, Schweser study notes, and practice questions from Mock exams. A combination of resources can turn mundane study sessions into engaging and multifaceted learning experiences. For instance, if you spend 10 hours on ethical guidelines using the CFA's textbooks, complement that by solving practice questions from a third-party provider to reinforce your learning. Furthermore, allocating at least 20% of your total study time to practice questions—equating to around 60 hours—or continuous revision of the CFA curriculum could significantly elevate your test readiness.

Common Mistakes to Avoid

⚠️ Mistake #1: Not Starting Early Enough - It’s crucial to begin your study plan well in advance. Many candidates underestimate the amount of time they need for thorough preparation, leading to last-minute panic and inadequate knowledge retention.

⚠️ Mistake #2: Skipping Practice Questions - A significant mistake is neglecting practice questions and mock exams. The CFA exam format can be unique, and familiarity through practice questions can greatly enhance your ability to handle actual exam scenarios.

⚠️ Mistake #3: Lack of Flexibility - While it’s essential to have a structured plan, it’s equally crucial to be adaptable. If a particular topic takes longer than anticipated, adjusting your studying approach can prevent feelings of inadequacy.

Comparison Table

Factor Online Courses Self-Study with Books
Access to Expert Instruction Yes – Live or recorded sessions available No – Independent study only
Flexibility in Learning Pace Moderate – Can pace yourself but often have set deadlines High – Learn at your own pace
Structured Study Plan Yes – Often provided with course packages No – Must create your own

Common Questions About How to create a study plan for the CFA Level I exam

Q: How many hours should I study for the CFA Level I exam?

A: The CFA Institute recommends that candidates dedicate approximately 300 hours of study. This means if you plan to study over 4 months, you should target around 18-20 hours per week, depending on your schedule.

Q: What should I include in my study plan?

A: Your study plan should include a timeline for completing each topic, priorities based on your strengths and weaknesses, designated hours for review, practice questions, and mock exams to ensure you are prepared for the exam format and content.

Q: How often should I take practice exams?

A: You should aim to take at least three or four full-length practice exams in the month leading up to the test. This will help assess your understanding and improve your timing and stamina for the actual exam.

Final Thoughts

Creating a meticulous study plan for the CFA Level I exam is vital in navigating the complexities of the material and achieving your goal of passing. Start early, remain flexible, and utilize various resources to ensure a comprehensive understanding of the topics. Remember, consistency is key, so dedicate the necessary time and effort, and you’ll greatly increase your chances of success. Now, embark on your CFA journey with a clear, methodical plan in hand!

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Published by LootBandit | Financial Insights & Strategy