Credit Overview

Your credit score controls everything — loan approvals, interest rates, insurance premiums, apartment applications, even job opportunities. This hub organizes every LootBandit credit guide into one place so you can build, repair, and protect your credit with confidence.

Every guide is written in plain language and focused on real‑world results: higher scores, lower interest, fewer denials, and smarter credit decisions.

Credit Score Improvement

These guides help you raise your score quickly by fixing utilization, removing errors, and building positive payment history.

• How to Improve Your Credit Score in 30 Days

Credit Cards & Rewards

Choosing the right credit card can boost your score, increase your available credit, and earn cash‑back rewards on everyday spending.

• Top Credit Cards With Cash‑Back Rewards

Credit Report Errors & Disputes

Incorrect information can tank your score. These guides explain how to dispute errors, remove inaccurate accounts, and work with the credit bureaus.

• Dispute Errors & Fix Your Report

Credit Utilization & Credit Limits

Utilization is one of the fastest ways to raise or lower your score. These guides show how to manage balances, request limit increases, and optimize reporting dates.

• Lower Utilization for Fast Score Gains

Rebuilding Credit

If your credit has taken a hit, these guides help you rebuild using secured cards, credit‑builder loans, and positive tradelines.

• Rebuild Credit After Damage

Credit Bureaus & Reporting

Understand how Experian, Equifax, and TransUnion collect data, calculate scores, and handle disputes.

• How Credit Bureaus Work

Frequently Asked Questions