Loans Overview

Loans can help you move forward — or trap you in long‑term debt if you choose the wrong lender or rate. This hub organizes every LootBandit loan guide into one place so you can borrow smarter, avoid predatory lenders, and understand how loan approvals really work.

Personal Loans

Learn how personal loans work, how to compare lenders, and how to qualify for the lowest possible rates.

• Best Personal Loans With Instant Approval

Debt Consolidation Loans

Consolidation can simplify payments and lower interest — but only if you choose the right lender and avoid common traps.

• The Truth About Debt Consolidation Loans

Loan Refinancing

Refinancing can reduce your monthly payments, lower interest, or help you escape a bad loan. These guides explain when it makes sense — and when it doesn’t.

• How to Refinance Your Mortgage at the Lowest Possible Rate
• How to Refinance a Car Loan When Upside Down

Small Business & Microloans

Microloans are ideal for small businesses, side hustles, and new entrepreneurs. These guides explain how to qualify even with limited credit.

• How to Qualify for an SBA Microloan
• Startup Microloan With No Credit History

Emergency Loans

When you need money fast, it’s easy to fall into predatory traps. These guides help you find safer options and avoid high‑fee lenders.

• Instant Approval Loan Options

Loan Approval Strategy

Improve your chances of approval by strengthening your credit, lowering utilization, and preparing the right documents.

• Improve Credit for Loan Approval

Frequently Asked Questions

Authoritative Loan Sources

These organizations provide additional general information about borrowing, interest rates, and loan protections.

• Consumer Financial Protection Bureau (CFPB)
• Federal Reserve — Loans & Interest Rates
• Small Business Administration (SBA)
• Federal Trade Commission (FTC)